Web Resources for Adults
Basic Banking Services |
Bankrate Compare rates for checking, savings, and CDs, and mortages. Also includes bank ratings and calculators to compare borrowing costs. |
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| America’s Credit Unions Website for the Credit Union National Association, offering information on locating and joining a credit union, as well as latest news in consumer finance. |
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| Federal Deposit Insurance Corporation (FDIC) Resources to educate and protect consumers about banks, internet banking, loans, mortgages and fraud protection. |
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| Help With My Bank Created by the U.S. Treasury Office of the Comptroller of the Currency, this site reinforces the fair treatment of national bank customers and answers questions on credit cards, mortgages, and loans. |
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| Choose to Save Wide variety of savings and financial calculators from Choose to Save®, sponsored by the Employee Benefit Research Institute and the American Savings Education Council. |
Credit and Debt |
AnnualCreditReport.com Request a free credit report once every 12 months from the only authorized online source for free credit reports under federal law. |
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| Consumer’s Guide to Credit Cards Guide to credit cards from the Federal Reserve, including information on new credit card rules. |
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| Credit Reports and Credit Scores Concise explanation of credit scores, reports, and errors, with useful links to consumer help and bilingual resources. |
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| Federal Trade Commission Fair Debt Collection Commonly asked questions about your rights under the Fair Debt Collection Practices Act, with information about filing a complaint with the FTC. |
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| Get More Money Now Credit and debt basics, credit management, and Earned Income Tax Credit information from the Better Business Bureau. |
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| Getting Credit Identity theft, credit scams, lost wallets, credit fraud, with information about maintaining, improving and protecting good credit |
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| Know the Score: How Your Credit Impacts Your Financial Future Explanation of credit score calculations |
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| Managing Your Credit Tips for establishing and maintaining good credit. |
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| National Foundation for Credit Counseling Connects consumers with local credit counseling services. |
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| Payday Loans Learn the dangers of payday loans and lenders. |
Estate Planning |
Cornell University Legal Information Institute The Legal Information Institute at Cornell University guide to estate planning. |
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| American Bar Association Estate Planning FAQs An introduction to estate planning topics from the American Bar Association. |
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| Nolo.com Wills, Trusts and Estates Center Includes free legal information, articles, and FAQs. |
Healthy Habits that Save |
America Saves Savings tips, strategies, and resources to help build personal wealth. |
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| Choose to Save: Savings Tips Helpful tips from Choose to Save®, the award winning national financial education program created by the Employee Benefit Research Institute. |
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| Feed the Pig Interactive site designed to help young adults aged 25-34 gain control of their finances. |
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| Get More Money Now Savings basics from the Better Business Bureau. |
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| Treasury Direct Comprehensive site for saving and investing in U.S. Treasury securities. |
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| 66 Ways to Save Money Savings tips from the U.S. General Services Administration Federal Citizen Information Center. |
Housing and Mortgage |
Avoiding Foreclosure Accurate, unbiased information from HUD for homeowners facing foreclosure. |
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| Making Home Affordable U.S. government program providing support for homeowners, including mortgage and foreclosure assistance. |
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| Mortgage Foreclosure Resources Resources from the Federal Reserve System for consumers, small municipalities, housing counselors, and community groups. |
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ID Theft Scams and Fraud |
Fighting Back Against Identity Theft One-stop resource to learn how to deter, detect and defend against identity theft. |
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| FINRA BrokerCheck Check the professional background of current and former FINRA-registered securities firms and brokers. |
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| Investor Protection The tools you need to be an informed investor and avoid problems in today’s complex world of investing, from the Financial Industry Regulatory Authority (FINRA). |
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| Money Matters: Tips from the FTC Get help weathering tough economic times and tackling money issues from the Federal Trade Commission. |
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| OCC Fighting Identity Theft Consumer protection information from the U.S. Treasury Department Office of the Comptroller of the Currency. |
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| OnGuardOnline.gov Practical tips from government and the technology industry sources to help protect yourself against internet fraud. |
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| Protect Yourself Online Safeguard your money and personal information in online accounts. |
Investing |
Choosing Investments Learn the advantages, disadvantages, risks and costs of different types of investments |
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| Dollars from Sense Designed by experts to help college students understand the basics of personal finance, reach their financial goals, and learn how to invest. |
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| FINRA Investor Education Modules Accurate, unbiased educational materials from the FINRA Investor Education Foundation. |
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| Getting Ready to Invest Assess your current situation and create goals. |
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| Investor.gov: Invest Wisely The resources you need to learn the basics, protect yourself, and stay informed. |
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| Yahoo Finance Comprehensive free financial site, featuring economic news, personal finance topics, and information about investing. |
Personal Finance |
Basics of Money How to budget, spend, and manage your money wisely from Kiplinger’s. |
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| Money 101 Step-by-step guide to gaining control of your financial life. |
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| MyMoney.gov U.S. government site dedicated to teaching all Americans the basics of financial education. |
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| Save and Invest.org Free, unbiased financial information on saving, credit, car buying, and protecting your money from the FINRA Investor Education Foundation. |
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| Smart About Money Practical help and resources for making sound financial decisions, from the National Endowment for Financial Education. |
Preparing for Financial Problems |
360 Degrees of Financial Literacy: In Crisis Prepare for unexpected hardship with information on topics related to bankruptcy, disability, debt, and death. |
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| Health and Retirement Benefits After a Job Loss Information from the Employee Benefits Security Administration (EBSA) on protecting health coverage and retirement benefits. |
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| Money Matters: Tips from the FTC Get help weathering tough economic times and tackling money issues. |
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| Seeking Solid Financial Footing for the Next Decade: 10 Tips for 2010 Sound advice for financial matters related to savings, retirement, college financing, emergency funds, insurance, and long term investing. |
Retirement |
Senior Investors Home From saveandinvest.org |
Partner Toolkit From saveandinvest.org |
Ballpark Estimate Worksheet for calculating how much you need to fund a comfortable retirement. |
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| Get Your Finances Ready for Retirement View videos and podcasts for retirement planning resources. |
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| Plan Well, Retire Well Funded in part by a grant from the Investor Protection Trust, this nonprofit University of Illinois site provides independent, objective investor education. |
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| Retirement Savings Education Campaign Information about retirement from the U.S. Department of Labor Employee Benefits Security Administration. |
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| Smart 401k Investing Step by step guide to starting, investing and managing your retirement account. |
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| Top 10 Ways to Beat the Clock and Prepare for Retirement Concise booklet created by the Department of Labor Employee Benefits Security Administration, available in PDF format. |
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| Pension Benefit Guaranty Corporation Federal corporation protecting workers in defined pension benefit plans. |
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| Social Security Administration Use retirement planner and benefits calculator, apply for benefits, and find Social Security information and tools. |
Saving and Planning for College |
College Savings Plans Network A nonprofit association dedicated to making a college education affordable and accessible. |
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| College Savings Resources Learn about 529 Plans and other college savings options. |
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| FastWeb One of the oldest and largest scholarship sites. |
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| FinAid! Smart Student Guide to Financial Aid Comprehensive source of student financial aid information, advice and tools. |
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| Saveandinvest.org Saving for College Guides, alerts, 529 Plan analyzer, tools and resources. |
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| Saving for College Top performing 529 plans, financial aid basics, comparisons, and calculators. |
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| Student Aid on the Web Federal student aid information from the U.S. Department of Education. |
Savvy Shopping and Bargain Hunting |
2010 Frugal Living Guide Money Savings tips from Bankrate.com. |
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| Wise Bread: Living Large on a Small Budget Personal finance, frugal living, shopping tips, and consumer advice. |
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